Don't just dream about your happy place... Buy It!

​Land Loan Requirements:

• 20-30% required down payment (30% down if loan amount is greater than 500k)
• 20 year loan term – no balloon or build timeline
• Max 36% Debt-to-income ratio
• Minimum 700 credit score – no history of foreclosure, bankruptcy or short sales in past 7yrs

• No acreage restrictions
• Fully Prepayable
• Farm income producing properties are always eligible (schedule F income) or zoned for Ag (EFU, Forest Zoning, etc.)
• Appraised values can include outbuildings (i.e. barns, shops, outbuildings and/or riding arenas)
• Land does not need power, well or septic
• Minimum loan amount of 50k
• Maximum loan amount of $750k

Home Purchase:

• 20-30% required down payment (30% down for off grid and/or barndominiums)
• Off grid properties must have two power sources
• 30 year loan term
• Max 36% Debt-to-income ratio
• Minimum 700 credit score – no history of foreclosure, bankruptcy or short sales in past 7yrs

• No acreage restrictions
• Fully Prepayable
• Off grid, multiple dwellings, manufactured homes, barn/shop homes, and equestrian facilities are eligible
• Minimum loan amount of 50k
• Max loan amount of $3 million

Call for loan details at
(623) 734-4588